When you own a business, you have a lot to protect, and the right small business insurance coverage can be important to your continued success. Luckily, there are a variety of coverages to choose from when it comes to protecting your business.

For many years, businesses in New Braunfels and throughout the State of TX have trusted Tunnell Insurance with finding the best business insurance policies.

We represent multiple carriers and are committed to helping you protect your business from damages and liability. When you work with Tunnell Insurance you will get personalized guidance from an experienced agent who will help you with a plan that includes the coverage you need.

Every industry has specific needs when it comes to insurance. Industry-specific risks make it impossible for insurance companies to lump together one insurance plan for every business. At Tunnell Insurance, we understand that being unique is what makes your business successful across the board. That is why we provide industry-specific insurance options for businesses of all types.

Business General Liability insurance is often simply referred to as General Liability insurance. This significant protection to a business covers claims of property damage and/or bodily injury to a 3rd party caused by your business operations, from the insured premises, or when someone is injured as the result of using the product manufactured or distributed by your business. This general liability coverage may also provide for the legal defense of the insured.

Provides coverage for furniture, fixtures, merchandise, materials and all other personal property owned by you and used in your business. Even if you run a home-based business and have home insurance, you'll need to protect your business assets with separate contents and computer insurance; your home owner's policy probably will not cover business equipment. Business property will protect your business equipment from perils such as fire, storm damage or theft. Business property insurance coverage is typically packaged with additional coverages.

Liquor liability insurance is business coverage that protects your business against loss or damages claimed as a result of a patron of your business becoming intoxicated and injuring himself or others. If your business manufactures, sells, serves or facilitates the use or purchase of alcohol, then your business will likely need this coverage. Liquor liability coverage may be sold as an add-on to a commercial liability policy or as a stand-alone policy. But, if you do not purchase this extra coverage, your standard commercial general liability policy does not protect your business against liquor-related claims.